The Fairer Way to Pay - Instant, Secure, & Free From Fees.
Redefining Payments
At Free From Fees, we’re redefining how payments are made – no cards, no terminals, and most importantly, no fees that eat away at profits or purchases.
We’ve built a secure, mobile-first app that enables direct bank-to-bank transfers using a unique QR code system.
Consumers simply scan the retailer’s code, approve the payment, and the funds land instantly in the retailer’s bank account.
There’s no need for traditional EFTPOS terminals, expensive third-party processors, or painful 2–3 day settlement delays.
Whether you’re a café owner, franchise operator, or shopper sick of surcharges, we give you a better, fairer way to pay and get paid.
Reduce Overall Cost
by 1.65%
Instant Payments
No Terminal
Flat Fees
For Retailers
Free From Fees isn’t just a payment solution—it’s a smarter way to run your business. Here’s how we help retailers:
Slash Your Processing Costs By Up To 95%
Our fixed-fee model means no more percentage-based transaction fees that grow with your sales.
Get Paid Instantly
Funds go straight from the customer’s bank to yours—in seconds, not days.
Automated Reporting
Easily track daily, monthly, and yearly transactions to meet accounting and tax office requirements
No Hardware Required
Say goodbye to card terminals and rental costs. Setup takes 5 minutes, and all you need is a QR code
Scalable For All Business Sizes
Whether you run one café or manage a nationwide retail chain, our platform grows with you.
For Consumers
We believe in one simple principle: you should never have to pay to use your own money. Here’s how we help retailers:
Surcharge-free Spending
Stop paying extra to access your own funds. Our app is completely free to use.
Fast And Seamless Payments
Scan, confirm, and you’re done. Our app is built for speed and simplicity
Enhanced Security
Log in securely using fingerprint or face ID, with optional two-factor authentication for added protection.
Flexible Payment Options
Pay directly from your bank account or load your app wallet for faster repeat purchases.
Peace Of Mind
You’ll receive a confirmation for every transaction—no guesswork, no hidden costs
Why we are
Different
While traditional payment systems profit from every swipe or tap, we’re building a system that gives back control to retailers and consumers.
Free to consumers
No download cost, no usage fees, and no surprises. Just a smarter way to pay.
Flat-rate pricing for retailers
You’ll always know what you’re paying. Our predictable pricing means more profit in your pocket.
Faster than card payments
No waiting for approvals or batch processing. Our direct transfers happen in real time
Massive cost savings
A business turning over $2 million a year can save over $23,000 annually with our platform
Built-in transaction tracking
Stay on top of your business with powerful tools for reporting, analysis, and compliance
Motivated & Passionate
We are ready to fight the good fight to deliver significant savings to both consumers and retailers.
Mission Statement
Our Target
Audience
Small Retailers & Cafes
Local businesses can stop losing profit to surcharges and card machine costs
Franchise Businesses
We scale effortlessly across franchise networks, providing each location with their own QR solution while centralising reporting.
Large-scale Retailers
Lower your operating costs at volume and simplify the payment process across multiple locations.
Everyday Consumers
If you’re tired of being charged extra just to spend your own money—this is for you.